is a contract between the patient and the insurance company. Many dentists opt to participate with insurance and the result is that often times, both the patient and the dentist lose. The insurance company dictates what can and can’t be done and imposes many rules that are in THEIR best interest. The dentist is required to accept a lesser fee and often this leads to compromise in using the best materials, labs and the time able to be spent with a patient. We, on the other hand are an “Insurance Friendly” practice where we work FOR the patient, not the insurance company. We go the extra mile to query your insurance company to learn of its benefits and limitations. We then help you to maximize your benefits.
Most insurance companies will pay us directly and then we will estimate your co-pay and collect it at the time of service. In general, there may be a small increase in co-pay but it is a minor tradeoff to be receiving the care that truly is in your, (the patient’s), best interest. Feel free to call our staff and discuss your insurance with them. We will investigate your level of coverage and let you know how it will work at our practice. You may be pleasantly surprised how easy we make it to “go out of network”. Most patients understand that dental insurance is only an adjunct to proceeding with dental treatment. The annual maximum for dental care has risen minimally in the last 20 years.
With our experience, skill and innovative technology we can often save a tooth to avoid much costlier options that would be the only choice of an insurance dentist. In the long run the patient would actually pay much more out of pocket by following the insurance company’s rules.
Would you like your dentist to be working for you or the insurance company?
SDWC Patients Speak Out
I am very comfortable with the care I have been getting. Time is taken to answer questions. I never feel rushed. My questions are answered until I understand options. Very important to me. Ingrid N.